Automobile/Harley Davidson MC Rates
  Max
Term
Rate
(%)
*APR
(%)
PMT/
$1,000
New 66 5.500% 6.170% $17.59
New 72 5.500% 6.118% $16.34
2011-2013 66 6.000% 6.674% $17.83
2010 60 6.000% 6.736% $19.33
2009 42 6.000% 7.028% $26.46
2006-2008 36 6.000% 7.189% $30.42

 

Personal Rates - Max Loan Amount $12,500
Term Rate
(%)
*APR
(%)
PMT/
$1,000
12 18.000% 21.410% $91.67
18 18.000% 20.372% $63.80
24 18.000% 19.831% $49.92
30 18.000% 19.500% $41.63
36 18.000% 19.277% $36.15
42 18.000% 19.116% $32.26
48 18.000% 18.996% $29.37


*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount for unsecured loans is $10,000 for 48 months. BSB will consider refinancing a new auto if owned less than 90 days and has less than 10,000 miles. Maximum loan amounts on used autos are based on NADA Trade-in Values. Autos 2005 and older use the Personal Rates. Rates subject to change without notice.

Property Improvement Loan
Term Rate
(%)
*APR
(%)
PMT/
$1,000
180 6.500% 6.818% $8.71


*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount is $15,000. Borrower must provide a copy of estimates. Rates subject to change without notice.

Home Equity Loan Program
Term Rate
(%)
*APR
(%)
PMT/
$10,000
180 4.500% 4.800% $200.00
180** 5.500% 5.809% $200.00


*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Max loan amount of $25,000 & TLTV 80% w/full appraisal. Maximum loan amount of $10,000 w/drive-by appraisal. Rate is Prime + 1.250%. Prime is currently 3.250%. Rates subject to change without notice.
** First mortgage is elsewhere.

Consumer Loan Fees
Processing Fee $175.00
VSI (all types) * 60.00

 

Equal Housing Opportunity Insured by the FDIC