Automobile/Harley Davidson MC Rates
| |
Max
Term |
Rate
(%) |
*APR
(%) |
PMT/
$1,000 |
| New |
66 |
5.000% |
5.570% |
$17.36 |
| New |
72 |
5.000% |
5.526% |
$16.10 |
| 2010-2012 |
66 |
5.500% |
6.073% |
$17.59 |
| 2009 |
60 |
5.500% |
6.127% |
$19.10 |
| 2008 |
42 |
5.500% |
6.377% |
$26.22 |
| 2005-2007 |
36 |
5.500% |
6.514% |
$30.19 |
Personal Rates - Max Loan Amount $12,500
Term
|
Rate
(%) |
*APR
(%) |
PMT/
$1,000 |
| 12 |
18.000% |
20.921% |
$91.67 |
| 18 |
18.000% |
20.029% |
$63.80 |
| 24 |
18.000% |
19.566% |
$49.92 |
| 30 |
18.000% |
19.283% |
$41.63 |
| 36 |
18.000% |
19.092% |
$36.15 |
| 42 |
18.000% |
18.955% |
$32.26 |
| 48 |
18.000% |
18.852% |
$29.37 |
*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount for unsecured loans is $10,000 for 48 months. BSB will consider refinancing a new auto if owned less than 90 days and has less than 10,000 miles. Maximum loan amounts on used autos are based on NADA Trade-in Values. Autos 2004 and older use the Personal Rates. Rates subject to change without notice.
Property Improvement Loan
Term
|
Rate
(%) |
*APR
(%) |
PMT/
$1,000 |
| 180 |
6.500% |
6.784% |
$87.11 |
*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount is $15,000. Borrower must provide a copy of estimates. Rates subject to change without notice.
Home Equity Loan Program
Term
|
Rate
(%) |
*APR
(%) |
PMT/
$10,000 |
| 180 |
4.500% |
4.768% |
$200.00 |
*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Max loan amount of $25,000 & TLTV 80% w/full appraisal. Maximum loan amount of $10,000 w/drive-by appraisal. Rate is Prime + 1.250%. Prime is currently 3.250%. Rates subject to change without notice.
Consumer Loan Fees
| Processing Fee |
$150.00 |
| VSI (all types) |
$ 30.00 |
Equal Housing Opportunity Insured by the FDIC
|
