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Our History

BSB Timeline


Belmont Savings Bank (BSB), headquartered in Bellaire, Ohio, has been serving the residents of the Ohio Valley for over 135 years!

In 1956, we opened our main office in Bellaire, with more than 4,200 people attending the open house. The next location was added in St. Clairsville, Ohio in 1966. And in 1976, we opened our branch in Powhatan Point. In 1980, we opened the doors to our office in Barnesville, Ohio.

Today, Belmont Savings Bank remains a mutual, allowing us to offer competitive interest rates on deposits and loans, and make quick decisions when it comes to your banking needs. This coupled with the bank’s commitment to the local community has led to significant growth over the years.

The bank’s total assets are around $423,000,000 and capital exceeds $79,000,000.

We look forward to continue serving the financial needs of the hard working families throughout the Ohio Valley.

Todd Cover LobbyLIFE IS SHORT... LET'S TALK ABOUT 2022

We are excited to head into 2022 with a few new enhancements we know you will enjoy!

Last year we implemented Kasasa – a checking account program our customers say is the “best checking account around”. This year, we are focusing on enhancing our website to make it more user friendly, as well as providing more ways for you to apply for a loan with BSB, and additional ways for you to open an account with us.

We are hitting the ground running in 2022, and we invite you to join us. There may be a few bumps along the way, but we promise you, the journey will be worth it.

Our mission is to be the bank of choice in our communities without boundaries. Our focus will always be to do what’s best for our customers, and our employees. And with every customer, internal and external, we will hold true to our corporate values of: Trustworthiness, Personal Accountability, Adaptability, Integrity, and Reliability.

Whether it’s about your business or for you personally, a loan or a checking account, we want to thank you for choosing BSB!

How may we help you today?

~ Todd Cover, President and CEO