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Our History

BSB Timeline


Belmont Savings Bank (BSB), headquartered in Bellaire, Ohio, has been serving the residents of the Ohio Valley for over 135 years!

In 1956, we opened our main office in Bellaire, with more than 4,200 people attending the open house. The next location was added in St. Clairsville, Ohio in 1966. And in 1976, we opened our branch in Powhatan Point. In 1980, we opened the doors to our office in Barnesville, Ohio.

Today, Belmont Savings Bank remains a mutual, allowing us to offer competitive interest rates on deposits and loans, and make quick decisions when it comes to your banking needs. This coupled with the bank’s commitment to the local community has led to significant growth over the years.

The bank’s total assets are around $432,000,000 and capital exceeds $79,000,000.

We look forward to continue serving the financial needs of the hard working families throughout the Ohio Valley.

Todd Cover LobbyA New Way of Banking in 2023

As we move into 2023, our focus is on providing you more ways to bank at BSB from anywhere, including the comfort of your home. 

Today at BSB, you can open your account online, pay your friends using Zelle®, pay your bills using online banking, initiate ACH transactions, and much more. We’re excited to say that soon you’ll be able to apply for a loan online! We’ve come a long way in a year.

We certainly haven’t forgotten about our Business Customers. We have so many business solutions that could help save money and time. Yes, this was done intentionally because we want them to focus on running a successful business, not managing their bank account. That’s where our business team of professionals comes in.

Our mission is to be the bank of choice in our communities without boundaries. Our duty will always be to do what’s best for our customers, and our employees. And with every customer, internal and external, we will hold true to our corporate values of: Trustworthiness, Personal Accountability, Adaptability, Integrity, and Reliability.

When it comes to your banking, we want you to always be confident you chose the right bank. Whether it’s a loan or a checking account, you’ll know you’re in the right place when you hear our team say: “Welcome to Belmont Savings Bank. How may we help you today?”

~ Todd Cover, President and CEO