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Privacy Policy

Revised: 10/07/2021

WHAT DOES BELMONT SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances
  • Payment history
  • Transaction history
  • Transaction or loss history
  • Credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Belmont Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Belmont Savings Bank share?Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes - to offer our products and services to you YesNo
For joint marketing with other financial companies YesNo
For our affiliates' everyday business purposes - information about your transactions and experiences NoWe don't share
For our affiliates' everyday business purposes - information about your creditworthiness NoWe don't share
For nonaffiliates to market to you NoWe don't share

Questions? Call 740-676-1165 or go to www.belmont-savings.com


WHAT WE DO

How does Belmont Savings Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Belmont Savings Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Show your government-issued ID
  • Show your drivers license 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.


DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Belmont Savings Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Belmont Savings Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Joint marketing partners include: financial products or service companies.